Why Janakalyan ?

• To open financial services in the remote areas and help to make our member self-employed
• Relief is being provided to the family members in case of demise of our shareholder or shareholder kin.
• Targeting the share member’s various programs, trainings, seminars, microfinance days are being successfully organized by our Organization
• The Karnali State Government has been implementing the policy of interest subsidy on agricultural loans and providing agricultural loans at concessional rates we too are focused on implementing the same.
• Among the child saving students affiliated to the institution, the students who get the best marks in the examination is being awarded annually.
• Provided maternity care expenses to the female shareholder of the organization having upto two children.
• The activities of the organization have been made public to the share members from yearly annual general meeting.
• Short-term quick loan service for members in case of emergency medical treatment at low interest rate.
• Relief distribution to shareholders affected by natural calamities.
• Provision of annual honorarium to senior active share members above 70 years of age and monthly social security allowance to senior members above 75 years of age.
• A program to honor the founders, former directors, employees and people who have made special contributions to the organization.
• Active Participation of our organization in the probation program run by NEFSCUN for financial purity.
• For the development of our organization educational tour has been organized for the executive members and staffs.
• Providing reliable services from our organization's own building.
• Focus on making our services fast, quick, reliable and easy accessible
• Succeeded in providing services in Birendranagar Municipality and Barahtaal Rural Municipality of Surkhet.
• Equal rights has been provided to all the shareholders in accordance with cooperative norms and values.
• Rewards and honors is given to the best businessmen as an incentive.
• Policy to expand services in remote areas.
• Emphasis on stocks and savings by making necessary improvement in savings policy.
• Honoring the elderly members of organization in every annual general meeting.
• Conducts school friendly programs at school level.
• Fair interest on savings, easy accessible low interest on loans.
• Conduction of various cooperative programs with the community.
• Preparation of annual plan and implement accordingly
• Conduction of Special programs for women.
• Having a large number of women members.
• Annual publication of our calendar.
• Continuous monitoring.
• Separate identity of us in the district.
• Cost savings.
• Remittance service.